How do I ...
- Pay GRMA Per Loan Fees Online
- Find out if a Mortgage Loan Originator is Licensed
- Search for a Mortgage Lender, Broker or Processor Licensee
Related Links
Consumer Alert
5 Tips for Shopping for a Mortgage (links off-site)
This guide from the Federal Reserve Board advises consumers to take advantage of additional information from other Federal Reserve publications, resources, and websites. It suggests that consumers also seek financial education materials from other trusted sources such as the U.S. Department of Housing and Urban Development and NeighborWorks. English and Spanish versions of "5 Tips for Shopping for a Mortgage" are available both in print and online.
Know Your Options - Avoid Foreclosure
Fannie Mae (FNMA), a government-sponsored enterprise, which buys home loans from lenders in the secondary mortgage market, has a website to assist borrowers, who are having difficulty meeting their home mortgage obligations. The website - "Know Your Options" - provides a wealth of information for all borrowers, whether or not FNMA owns your loan. You can visit the site at http://www.knowyouroptions.com/
National Mortgage Settlement February 9, 2012
A Borrower's Guide to an FDIC Insured Bank Failure
Links off-site to the FDIC's website. The FDIC has created a new guide for borrowers entitled "A Borrower's Guide to an FDIC Insured Bank Failure." The guide addresses a range of issues from general explanations about the FDIC's process of dealing with bank failure to specific guidance on how consumers can seek loan modifications, additional funding, or additional borrower assistance.
Ameriquest Settlement Information
Credit Cards: What You Need to Know About the New Credit Card Rules
The Federal Reserve's new rules for credit card companies mean new credit card protections for you. Here are some key changes you should expect from your credit card company beginning February 22, 2010.
Don't Be a Victim of Mortgage Fraud
FDIC Consumer News - Summer 2011
The goal of FDIC Consumer News is to deliver timely, reliable and innovative tips and information about financial matters, free of charge. Current and past issues are online at www.fdic.gov/consumernews. The Summer 2011 issue of FDIC Consumer News features tips on how to prepare financially for a natural disaster, a fire or another tragedy, especially one that requires people to evacuate their home and not return for days or weeks. Other timely topics in the latest issue include what to know before signing up for person-to-person, or P2P, electronic payment services using a smartphone or mobile computer; how to solve mysteries of old bank accounts; and an update on new standards for and disclosures by mortgage loan professionals.
FTC's Mortgage Assistance Relief Services Advance Fee Ban Takes Effect
Under a new federal rule, as of January 31, 2011, companies that offer to help homeowners get their loans modified or sell them other types of mortgage assistance relief services are no longer allowed to charge up-front fees. Under the rule, a mortgage assistance relief company may not collect a fee until the consumer has signed a written agreement with the lender that includes the relief obtained by the company. Read more...
Georgia's Credit Freeze Law
On May 13, 2008 Governor Sonny Perdue signed into law a credit freeze bill that will provide Georgia consumers with the ability to place a freeze on their credit file for only $3. Read more...
Guide to Financial Services Issues for Senior Citizens
State Financial Regulators Roundtable Guide to Financial Services Issues for Senior Citizens
Home Affordable Modification Program (HAMP)
If you are having a tough time making your mortgage payments for reasons not related to unemployment, you may qualify for HAMP (a federal program). HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable.
How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
Information Regarding Alpha Bank & Trust, Alpharetta, GA
On October 24, 2008, Alpha Bank & Trust, Alpharetta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding American Southern Bank, Kennesaw, Georgia
On Aril 24, 2009, American Southern Bank, Kennesaw, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding American Trust Bank, Roswell, GA
On February 4, 2011, American Trust Bank, Roswell, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding American United Bank, Lawrenceville, Georgia
On October 23, 2009, American United Bank, Lawrenceville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Appalachian Community Bank, Ellijay, GA
On March 19, 2010, Appalachian Community Bank, Ellijay, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Atlantic Southern Bank, Macon, GA
On May 20, 2011, Atlantic Southern Bank, Macon, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Bank of Ellijay, Ellijay, GA
On September 17, 2010, Bank of Ellijay, Ellijay, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Bank of Hiawassee, Hiawassee, GA
On March 19, 2010, Bank of Hiawassee, Hiawassee, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Bartow County Bank, Cartersville, GA
On April 15, 2011, Bartow County Bank, Cartersville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Century Security Bank, Duluth, GA
On March 19, 2010, Century Security Bank, Duluth, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Chestatee State Bank, Dawsonville, GA
On December 17, 2010, Chestatee State Bank, Dawsonville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Citizens Bank of Effingham, Springfield, GA
On February 18, 2011, Citizens Bank of Effingham, Springfield, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Community Bank & Trust, Cornelia, GA
On January 29, 2010, Community Bank & Trust, Cornelia, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Community Bank of Rockmart, Rockmart, GA
On November 10, 2011, Community Bank of Rockmart, Rockmart, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Community Bank of West Georgia, Villa Rica, Georgia
On June 26, 2009, Community Bank of West Georgia, Villa Rica, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Community Capital Bank, Jonesboro, GA
On October 21, 2011, Community Capital Bank, Jonesboro, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding CreekSide Bank, Woodstock, GA
On September 2, 2011, CreekSide Bank, Woodstock, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Crescent Bank and Trust Company, Jasper, GA
On July 23, 2010, Crescent Bank and Trust Company, Jasper, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Darby Bank & Trust Co., Vidalia, GA
On November 12, 2010, Darby Bank & Trust Co., Vidalia, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Decatur First Bank, Decatur, GA
On October 21, 2011, Decatur First Bank, Decatur, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Eastern Union, Inc. - Bankruptcy Status Report
Information Regarding Enterprise Banking Company, McDonough, GA
On January 21, 2011, Enterprise Banking Company, McDonough, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Choice Community Bank, Dallas, GA
On April 29, 2011, First Choice Community Bank, Dallas, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Commerce Community Bank, Douglasville, GA
On September 17, 2010, First Commerce Community Bank, Douglasville, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Coweta Bank, Newnan, Georgia
On August 21, 2009, First Coweta Bank, Newnan, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Georgia Banking Company, Franklin, GA
On May 20, 2011, First Georgia Banking Company, Franklin, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Georgia Community Bank, Jackson, GA
On December 5, 2008, First Georgia Community Bank, Jackson, GA, was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Piedmont Bank, Winder, Georgia
On July 17, 2009, First Piedmont Bank, Winder, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding FirstBank Financial Services, McDonough, Georgia
On February 6, 2009, FirstBank Financial Services, McDonough, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding FirstCity Bank, Stockbridge, Georgia
On March 20, 2009, FirstCity Bank, Stockbridge, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Freedom Bank of Georgia, Commerce, Georgia
On March 6, 2009, Freedom Bank of Georgia, Commerce, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Georgian Bank, Atlanta, Georgia
On September 25, 2009, Georgian Bank, Atlanta, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Habersham Bank, Clarkesville, GA
On February 18, 2011, Habersham Bank, Clarkesville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Haven Trust Bank, Duluth, GA
On December 12, 2008, Haven Trust Bank, Duluth, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding High Trust Bank, Stockbridge, GA
On July 15, 2011, High Trust Bank, Stockbridge, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Integrity Bank, Alpharetta, GA
On August 29, 2008, Integrity Bank, Alpharetta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding McIntosh Commercial Bank, Carrollton, GA
On March 26, 2010, McIntosh Commercial Bank, Carrollton, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding McIntosh State Bank, Jackson, GA
On June 17, 2011, McIntosh State Bank, Jackson, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Mountain Heritage Bank, Clayton, GA
On June 24, 2011, Mountain Heritage Bank, Clayton, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Neighborhood Community Bank, Newnan, Georgia
On June 26, 2009, Neighborhood Community Bank, Newnan, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding New Horizons Bank, East Ellijay, GA
On April 15, 2011, New Horizons Bank, East Ellijay, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding North Georgia Bank, Watkinsville, GA
On February 4, 2011, North Georgia Bank, Watkinsville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding NorthWest Bank & Trust, Acworth, GA
On July 30, 2010, NorthWest Bank & Trust, Acworth, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Oglethorpe Bank, Brunswick, GA
On January 14, 2011, Oglethorpe Bank, Brunswick, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding One Georgia Bank, Atlanta, GA
On July 15, 2011, One Georgia Bank, Atlanta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Patriot Bank of Georgia, Cumming, GA
On September 2, 2011, Patriot Bank of Georgia, Cumming, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Piedmont Community Bank, Gray, GA
On October 14, 2011, Piedmont Community Bank, Gray, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding RockBridge Commercial Bank, Atlanta, Georgia
On December 18, 2009, RockBridge Commercial Bank, Atlanta, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Satilla Community Bank, St. Marys, GA
On May 14, 2010, Satilla Community Bank, St. Marys, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Security Bank Corporation, Macon, Georgia
On July 24, 2009, the six banking subsidiaries of Security Bank Corporation, Macon, Georgia were closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the banks.
Information Regarding Southern Community Bank, Fayetteville, Georgia
On June 19, 2009, Southern Community Bank, Fayetteville, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Sunshine Mortgage Corporation, Smyrna, GA, License# 6333
Information Regarding The Buckhead Community Bank, Atlanta, GA
On December 4, 2009, The Buckhead Community Bank, Atlanta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The Community Bank, Loganville, GA
On November 21, 2008, The Community Bank, Loganville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The First State Bank, Stockbridge, GA
On January 20, 2012, The First State Bank, Stockbridge, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The Gordon Bank, Gordon, GA
On October 22, 2010, The Gordon Bank, Gordon, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The Park Avenue Bank, Valdosta, GA
On April 29, 2011, The Park Avenue Bank, Valdosta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The Peoples Bank, Winder, GA
On September 17, 2010, The Peoples Bank, Winder, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding The Tattnall Bank, Reidsville, Georgia
On December 4, 2009, The Tattnall Bank, Reidsville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Tifton Banking Company, Tifton, GA
On November 12, 2010, Tifton Banking Company, Tifton, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding United Security Bank, Sparta, Georgia
On November 6, 2009, United Security Bank, Sparta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information about Taylor, Bean & Whitaker Mortgage Corp.
Information about the New Federal Making Home Affordable Program
Links off-site to a website where you can learn about the Making Home Affordable Refinance and Modification Options. See also resources and information on http://www.financialstability.gov/
Managing Your Money in Good Times and Bad (FDIC Consumer News)
The Federal Deposit Insurance Corporation issued tips to help consumers spend less, save more, protect against fraud and borrow wisely at any time, but especially during a difficult economy. The advice was published as a special edition of the FDIC Consumer News (the Winter 2008/2009 issue) entitled "Managing Your Money in Good Times and Bad."
Mortgage servicers reaching out to borrowers harmed by deficient foreclosure practices
NMLS Consumer Access (links off-site)
The Nationwide Mortgage Licensing System and Registry (NMLS)Consumer AccessSM is a free service for consumers to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is licensed in their state. The site contains licensing/registration information on mortgage companies, branches and loan originator professionals licensed by state regulatory agencies participating in the NMLS. NMLS may not include all licensed / registered companies, branches or professionals. State agencies join NMLS in phases and not all agencies are fully participating on NMLS at this time. NMLS does not include information on applications not yet approved by a state. The site is updated nightly (business days only, excluding holidays).
When a Bank Fails - Facts for Depositors, Creditors, and Borrowers