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Consumer Alert
5 Tips for Shopping for a Mortgage (links off-site)
This guide from the Federal Reserve Board advises consumers to take advantage of additional information from other Federal Reserve publications, resources, and websites. It suggests that consumers also seek financial education materials from other trusted sources such as the U.S. Department of Housing and Urban Development and NeighborWorks. English and Spanish versions of "5 Tips for Shopping for a Mortgage" are available both in print and online.
A Borrower's Guide to an FDIC Insured Bank Failure
Links off-site to the FDIC's website. The FDIC has created a new guide for borrowers entitled "A Borrower's Guide to an FDIC Insured Bank Failure." The guide addresses a range of issues from general explanations about the FDIC's process of dealing with bank failure to specific guidance on how consumers can seek loan modifications, additional funding, or additional borrower assistance.
Ameriquest Settlement Information
Credit Cards: New Consumer Protections and How They Can Help Borrowers Avoid Surprises
New federal consumer protections for credit cards -- including prohibitions against abusive lending practices and requirements for clearer, more timely disclosures -- will help people avoid surprises.
Don't Be a Victim of Mortgage Fraud
Georgia's Credit Freeze Law
On May 13, 2008 Governor Sonny Perdue signed into law a credit freeze bill that will provide Georgia consumers with the ability to place a freeze on their credit file for only $3. Read more...
Guide to Financial Services Issues for Senior Citizens
State Financial Regulators Roundtable Guide to Financial Services Issues for Senior Citizens
Hope for Homeowners Program
On October 1, 2008, the Bush Administration unveiled additional mortgage assistance for homeowners at risk of foreclosure. The HOPE for Homeowners program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration. The HOPE for Homeowners program was authorized by the Economic and Housing Recovery Act of 2008.
How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
Information Regarding Alpha Bank & Trust, Alpharetta, GA
On October 24, 2008, Alpha Bank & Trust, Alpharetta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding American Southern Bank, Kennesaw, Georgia
On Aril 24, 2009, American Southern Bank, Kennesaw, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding American United Bank, Lawrenceville, Georgia
On October 23, 2009, American United Bank, Lawrenceville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Community Bank of West Georgia, Villa Rica, Georgia
On June 26, 2009, Community Bank of West Georgia, Villa Rica, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Coweta Bank, Newnan, Georgia
On August 21, 2009, First Coweta Bank, Newnan, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Georgia Community Bank, Jackson, GA
On December 5, 2008, First Georgia Community Bank, Jackson, GA, was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding First Piedmont Bank, Winder, Georgia
On July 17, 2009, First Piedmont Bank, Winder, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding FirstBank Financial Services, McDonough, Georgia
On February 6, 2009, FirstBank Financial Services, McDonough, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding FirstCity Bank, Stockbridge, Georgia
On March 20, 2009, FirstCity Bank, Stockbridge, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Freedom Bank of Georgia, Commerce, Georgia
On March 6, 2009, Freedom Bank of Georgia, Commerce, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Georgian Bank, Atlanta, Georgia
On September 25, 2009, Georgian Bank, Atlanta, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Haven Trust Bank, Duluth, GA
On December 12, 2008, Haven Trust Bank, Duluth, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Integrity Bank, Alpharetta, GA
On August 29, 2008, Integrity Bank, Alpharetta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Neighborhood Community Bank, Newnan, Georgia
On June 26, 2009, Neighborhood Community Bank, Newnan, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Security Bank Corporation, Macon, Georgia
On July 24, 2009, the six banking subsidiaries of Security Bank Corporation, Macon, Georgia were closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the banks.
Information Regarding Southern Community Bank, Fayetteville, Georgia
On June 19, 2009, Southern Community Bank, Fayetteville, Georgia was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding Sunshine Mortgage Corporation, Smyrna, GA, License# 6333
Information Regarding The Community Bank, Loganville, GA
On November 21, 2008, The Community Bank, Loganville, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information Regarding United Security Bank, Sparta, Georgia
On November 6, 2009, United Security Bank, Sparta, GA was closed by the Georgia Department of Banking and Finance and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. This links off-site to the FDIC's webpage where they have assembled useful information regarding the institution.
Information about Taylor, Bean & Whitaker Mortgage Corp.
Information about the New Federal Making Home Affordable Program
Links off-site to a website where you can learn about the Making Home Affordable Refinance and Modification Options. See also resources and information on http://www.financialstability.gov/
Managing Your Money in Good Times and Bad (FDIC Consumer News)
The Federal Deposit Insurance Corporation issued tips to help consumers spend less, save more, protect against fraud and borrow wisely at any time, but especially during a difficult economy. The advice was published as a special edition of the FDIC Consumer News (the Winter 2008/2009 issue) entitled "Managing Your Money in Good Times and Bad."
When a Bank Fails - Facts for Depositors, Creditors, and Borrowers