The Official Portal for the State of Georgia

Credit Consumer Protection Laws

The links below provide you with information about consumer protection laws relating to the extension of consumer credit.  The concepts of “fair” and “equal” credit have been written into laws that bar unfair discrimination in credit transactions, require that consumers be told the reason when credit is denied, let borrowers find out about their credit records, and set up a way for consumers to settle billing disputes.

Each law was meant to reduce the problems and confusion about consumer credit. Together, these laws set a standard for how individuals are to be treated in their financial dealings.