Credit Bureaus & Rating Services
CREDIT REPORTING AGENCIES AND RELATED SERVICES*
Georgia's New Credit Freeze Law
Consumer Credit Counseling Services
(404) 527-7630
(800) 251-2227
Equifax Credit Information Services, Inc.
General inquiries or additional free credit report:
P.O. Box 740241
Atlanta, Georgia 30374
800-685-1111
Experian National Consumer Assistance Center
P.O. Box 2002
Allen, Texas 75013
General inquiries: 888-397-3742
Additional free credit report: 866-200-6020
www.experian.com/freestate
www.experian.com/reportaccess (if denied credit within past 60 days)
TransUnion Consumer Relations
P.O. Box 2000
Chester, Pennsylvania 19022
General inquiries: 800-916-8800
Additional free credit report: 800-888-4213
http://annualcreditreport.transunion.com/pdf/DisclosureRequest.pdf
When requesting a credit report by mail, for the purpose of accurate file-matching please include your full name; current full address including zip code; Social Security number; date of birth; and most recent former address.
*NOTE: The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies. The Department of Banking and Finance does not have state supervisory authority over credit reporting agencies; therefore, issues or complaints regarding these companies need to be forwarded to the FTC.
RATING SERVICES
Federal and state regulatory agencies regularly review the operations of all insured financial institutions to ensure that certain standards are met. Government regulatory agencies do not release their ratings on the safety and soundness of banks, thrifts and credit unions to the public. NOTE: The companies listed below are not endorsed or confirmed by the Department, the FDIC or the Federal Reserve System. Rating services typically utilize information from financial reports (Call Reports, Uniform Bank Performance Reports, Financial Performance Reports) to provide an independent analysis and rating/ranking of banks and credit unions.
A.M. Best Company
Website: http://www3.ambest.com/banks/default.asp
Oldwick, New Jersey 08858-0700
Phone: (908) 439-2200 x5633
Fax: (908) 439-2237
Bankrate, Inc.
Website: http://www.bankrate.com/
11760 US Highway One
North Palm Beach, FL 33408
(561) 630-2400
BauerFinancial, Inc.
Website: http://www.bauerfinancial.com/
P.O. Box 143520
Penthouse 1-A, Gables International Plaza
2655 LeJeune Road
Coral Gables, Florida 33134
Phone: (800) 388-6686
Fax: (800) 230-9569
Creative Investment Research, Inc.
Website: http://www.creativeinvest.com/
P.O. Box 55793
Washington, DC 20040-5793
Phone: (866) 867-3795
Fax: (866) 867-3795
FIS - Financial Information Systems, LLC
Website: www.FEDFIS.com
250 West Southlake Blvd
Suite 204
Southlake, Texas 76092
Phone 512-858-0164 or 877-410-2424
Highline Data LLC
Website: http://www.highlinedata.com/banking/
807 Las Cimas, Suite 320
Austin, Texas 78746
Phone: (877) 305-6656
Fax: (512) 314-7222
IDC Financial Publishing
Website: http://www.idcfp.com
P.O. Box 140
700 Walnut Ridge Drive
Suite 201
Hartland, Wisconsin, 53029
Phone: (800) 525-5457
Fax: (262) 367-6497
Institutional Risk Analytics
Website:http://www.institutionalriskanalytics.com
14352 Yukon Avenue
Hawthorne, California 90250
Phone: (310) 676-3300
Fax: (310) 943-1570
LACE Financial Corp.
Website: http://www.lacefinancial.com/
118 North Court Street
Frederick, Maryland, 21701
Phone: (301) 662-1011
Fax: (301) 662-1458
Veribanc
Website: http://www.veribanc.com
P.O. Box 1610
One Social Street
Woonsocket, Rhode Island 02895
Phone: (800) 837-4226
Weiss Ratings Inc.
Website: http://www.weissratings.com
4176 Burns Road
Palm Beach Gardens, Florida 33410
Phone: (800) 289-9222
Fax: (561) 625-6685