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Mortgage Forms and Applications

• FY2009 RENEWALS (CLOSED as of 7-01-2008)
• *BROKERS* - CONTINUING EDUCATON INFORMATION
  
  

IMPORTANT NOTICE

Processing of background checks and fingerprint cards through the law enforcement agencies may extend processing time to 8 to 10 weeks. Please allow for this processing time when you submit your application.

• LICENSE APPLICATION PACKAGE
• OTHER APPLICATIONS & FORMS
• RENEWALS
• ON-LINE INFORMATION UPDATES, FINE PAYMENTS, & REPORTING OPTIONS
• OTHER INFORMATION

IMPORTANT DATES TO REMEMBER: See date information

Licensing/Registration Application Forms, Code & Regulations

To obtain a COMPLETE LICENSE Application Package (for Broker/Processor, Lender, or Registrant) download the following from the list below in the preferred format:

• Application
• Georgia Residential Mortgage Act (GRMA) Code Sections
• Georgia Residential Mortgage Act (GRMA) Rules & Regulations
• IRS Form 4506T (Adobe only)

The Application Package includes all required forms (not the code or rules) with the exception of the IRS 4506T. Extra copies of other forms are available separately. Licensees should download Background Check - Employer Form for use in conducting background checks on potential employees. (Revised 2005/2006)

July 2007 - New application forms now available.

WORD OR ADOBE AVAILABLE WHERE INDICATED BELOW

>> Other Applications: Management, Ownership, Other Notices

ON-LINE LICENSEE INFORMATION UPDATES AND REPORTING

The following options allow licensees and/or applicants to update their records, request fingerprint cards, or make fee payments on-line. The status of various types of applications may also be checked. Notificants may also update records here. Please click on the options noted below.

NOTE: If you are applying for a NEW branch, or are changing the branch manager along with the change in address for the branch, a separate application for approval must be made for that new branch location and/or new branch manager. Please download the branch application or branch manager application from the OTHER APPLICATIONS section above. Management and ownership changes also require application. Please see OTHER APPLICATIONS section above.

• Main Office Relocation/Address Change 
• Branch Office Relocation/Address Change  
• Mailing Address Changes  
• Office Closure Notification 
• Contact Changes: Company, Complaint, Registered Agent  
• Pending Application(s) - Status  
• Fingerprint Card Requests
• On-Line $6.50 Fee Payments 
• Notificant Information Changes 
• On-Line Fine Payments

FY2010 RENEWALS
License Period Beginning 07-01-2009

The FY 2010 on-line license renewal application system will be available beginning in 2009. ALL licensees MUST complete their application ON-LINE. 

THE FY2009 LICENSE RENEWAL PERIOD (for licenses valid 7-1-2008 to 6-30-2009) IS CLOSED.  Failure to have renewed by June 30, 2008 requires reinstatement of your license - see information below.

IMPORTANT NOTE: To login and access the online systems below, you MUST have Internet Explorer (IE) 6.0 or Netscape Navigator 7.0 or higher.  For most of the links below, you must also accept the security certificate when you log-in and see the Security Alert.  Note that if you are using IE 7 or higher, you may see a security certificate problem message.  Please be assured that the security certificate on our wesite is issued by a valid certificate authority and is secure.  You may proceed safely by clicking on "Continue to this website."

Licensees should use their USER ID and PASSWORD as noted below. Passwords are provided in the renewal notices. Please contact the Department if you have a problem using this information to access the system: Phone 770-986-1136.

• *PAYMENT*: May be made by ACH or credit card ONLY.
• *PASSWORDS*: Are provided in your renewal notice. Contact the Department if you misplace this information.
• *INCOMPLETE or "INFORMATION REQUIRED" APPLICATIONS*: Should any additional information be required for any renewal, the licensee will be contacted by e-mail or fax ONLY. Renewals requiring additional information cannot be approved until such information is received and approved. All fines and fees must be paid.
• *LATE FILINGS*: If you have attempted access but been unable to utilize this on-line system, please contact the Department for instructions to complete your application. HARD COPY RENEWAL FORMS ARE NOT AVAILABLE ON THE INTERNET. Failure to request assistance in a timely manner will NOT prevent the assessment of the late fee if the deadline has passed.
• *BROKERS ONLY - CONTINUING EDUCATION REQUIREMENT* – The continuing education reporting requirement went into effect with the FY2008 licensing period. Brokers must obtain 12 hours of continuing education credit in any renewal year.  Hours must be obtained in any year from April 1 to March 31. Credits obtained after March 31 through June 20 of any renewal year result in a $1,000 late fine.  If credits are not obtained by June 30 of the current renewal period the license may not be renewed.

The on-line system for FY2010 licenses will be available beginning in 2009 and will be available through June 30, 2009 **ONLY**. After that date you will be required to apply for license REINSTATEMENT using the license application noted at the top of this page. Note that the Renewal Late Fee applies to all applications started AFTER April 1. See current fiscal year REINSTATEMENT information below.

LICENSE REINSTATEMENTS - FY2009 Renewals

Failure to have renewed for FY2009 license period (July 1, 2008 to June 30, 2009) requires the reinstatement of your license. This requires the submission of a hard-copy application form and all supporting documents. The application form is the one available above for new licensees. Mark the box "Reinstatement" when submitting the application form.

Once a reinstatement application is submitted, the licensee will be contacted only by e-mail or fax in the event additional information is required. Reinstatement applications requiring additional information cannot be approved until such additional information is received and approved. All fines and fees must be paid before a reinstatement license is issued.

RENEWAL FEES, DUE DATE, & PAYMENT TYPES

HOUSEKEEPING BILLS, ADOPTED RULES, OTHER INFORMATION:

• Guidance on Nontraditional Mortgage Products
• Consumer Handbook on Adjustable Rate Mortgages (CHARMS)
• 2008 Proposed Rule Changes (Comment Period Closed for 2008)
• 2007 Housekeeping Bill
• 2006 Adopted Rule Changes
• 2005 Adopted Rule Changes
• 2005 Housekeeping Bill
• 2004 Housekeeping Bill