The Official Portal for the State of Georgia

Department of Banking and Finance

Mortgage Forms and Applications

NMLS Streamlined Renewal Process for 2010 License (Existing Mortgage Licensees/Registrants)

Mortgage Loan Originator (MLO) Licensing Requirement - Updated October 1, 2009
MLO Professional Requirements FAQs (links off-site to NMLS)

Visit the NMLS Resource Center which is the official gateway into the Nationwide Mortgage Licensing System (NMLS) and provides users with tools, tips, news and updates.

Information for Federal Registrants

IMPORTANT NOTICE-LICENSE & REGISTRATION APPLICATIONS

Applications listed below with a link of NMLS are those that are no longer accepted for submission directly to the Department.  Submission of those applications may only be made through the Nationwide Mortgage Licensing System (NMLS), through which the Department will review and approve or deny your Georgia application. Processing of background checks and fingerprint cards must still be submitted through the Department.  Instructions and checklists are available through the NMLS website links below. Review of law enforcement agency information may extend processing time to 8 to 10 weeks. Please allow for this processing time when you submit your application through the NMLS.

LICENSE & REGISTRATION REINSTATEMENT APPLICATIONS

Former licensees or registrants wishing to reinstate an expired or withdrawn license or registration will need to first file for a license or registration through the NMLS without using their expired license/registration number.  When submitting the checklist of supplemental information to the Department, please include a cover letter indicating the GEORGIA license/registration number and company name you wish to reinstate.


FINGERPRINT PROCESSING - "GAPS"

Fingerprint processing is now available statewide through the Georgia Applicant Processing Services (GAPS). License and registration applicants who need to provide the Department with fingerprints for owners, officers and control persons, or for employees who may require the submission of fingerprint cards as a result of incomplete or questionable background check processing may now use the GAPS service. Out-of-state applicants without access to a Georgia GAPS location may still request fingerprint cards for submission directly to the Department.  In-State applicants should use a GAPS location if possible.  For more information and instructions, click on the GAPS links below.  The GAPS form is a fillable PDF form for completion and return to the Department.  On-line requests for hardcopy cards will be handled generally on the next business day.

IMPORTANT DATES TO REMEMBER: See date information

Licensing/Registration Application Forms, Code & Regulations

To obtain COMPLETE LICENSE Application Information (for Broker/Processor, Lender, or Registrant) download the Georgia Code Sections,  Regulations, and IRS Forms.  The NMLS website lists licensing information and requirements. Submit your application through the Nationwide Mortgage Licensing System (NMLS):

The Application information includes all required forms (not the code or rules) with the exception of the IRS 4506T.  Extra copies of other forms are available separately. Licensees should download Background Check - Employer Form for use in conducting background checks on potential employees.

 

WORD OR ADOBE AVAILABLE AS INDICATED BELOW

Forms & Applications
Word
Adobe

Application-Lender/Broker/Processor

NMLS
NMLS

IRS 4506T- Verification (AdobeOnly)

IRS-4506
Additional Forms
Word
Adobe

Background Check – (DBF Application Form )

BGC-W
BGC-A

Background Check – (Employer Use Form)

BGCLaw-W
BGCLaw-A

Surety Bond Form (this is a fillable form)

 
SB-A

Bonding Company List (Surety Companies)

 
SBC-A

Fingerprint Card Instructions

FP-W
FP-A

>> Other Applications: Management, Ownership, Other Notices

Other Applications & Forms
Adobe Only

Branch - New BRANCH Application *

NMLS

Branch - New MANAGER Application

NMLS

Change in Business Structure/Name

NMLS

Change in Control

DBF

Change in Management

NMLS

Registration of a d/b/a Name

NMLS

Education Services Provider Application

DBF

List of Approved Education Providers

DBF

Release Form-Fine Payment Status

DBF

Please DO NOT enter branches that are not physically located within the State of Georgia into the Nationwide Mortgage Licensing System Registry (“NMLSR”).  Out-of-state branches do not require the Department’s approval and SHOULD NOT be entered into NMLSR.

 

>> NMLS Jurisdiction Specific Files

Jurisdiction Specific Documents
Adobe Only

Background Check Form

DBF

Surety Bond Form

DBF

Branch Questionnaire Form

DBF

Broker/Processor-Education/Experience

DBF

Employee Background Check Form

DBF

ID/Photo Page

DBF

Sample Grievance Policy

DBF

IRS-Form 4506 T

DBF

Signature & Oath Page-Company or Individual

DBF

ON-LINE LICENSEE INFORMATION UPDATES AND REPORTING

The following options allow licensees and/or applicants to update their records, request fingerprint cards, or make fee payments on-line. The status of various types of applications may also be checked. Please click on the options noted below.

NOTE: If you are applying for a NEW branch physically located in Georgia, or are changing the branch manager along with the change in address for the branch, a separate application for approval must be made for that new branch location and/or new branch manager (see above).  Such applications must be made through the Nationwide Mortgage Licensing System (NMLS)

FILED THROUGH NMLS - Amendments to existing records.

FILED THROUGH DBF


2010 RENEWALS
License Period January 1, 2010 to December 31, 2010

All companies holding a Broker/Processor license (or registration) or Lender license (or registration) in Georgia must submit a renewal request through the Nationwide Mortgage Licensing System (NMLS) between November 1st and November 30th for their 2010 License.  Renewals completed after November 30th will incur the late fee noted below.

Read more at: NMLS Streamlined Renewal Process for 2010 License


RENEWAL FEES, DUE DATE, & PAYMENT TYPES - 2010 Renewal Period.  Fees include NMLS system processing fee of $100. 

Type
Broker
Lender
Processor
Registered Broker
Registered Lender
Renewal Fee
$500
$1,000
$500
$500
$1,000
DUE IN TO THE DEPARTMENT ANNUALLY BY NOVEMBER 30th
Late Fee-All Types
$300
Payment Methods
Credit Card or ACH Draft
 
NMLS Renewal Web Site: All License Types

HOUSEKEEPING BILLS, ADOPTED RULES, OTHER INFORMATION: