How do I ...
Related Links
Mortgage Forms and Applications
BROKERS AND LENDERS
** IMPORTANT DATES TO REMEMBER **
LICENSE & REGISTRATION APPLICATIONS
Applications for a new mortgage broker/processor or lender license or registration must be made through the Nationwide Mortgage Licensing System (NMLS). The Department will review and approve or deny your Georgia application through the NMLS.
Processing of background checks and fingerprint cards for brokers, lenders and processors must still be submitted through the Department. Instructions and checklists are available through the NMLS website. Review of law enforcement agency information may extend processing time to 8 to 10 weeks. Please allow for this processing time when you submit your application through the NMLS.
Visit the NMLS Resource Center which is the official gateway into the Nationwide Mortgage Licensing System (NMLS) and provides users with tools, tips, news and updates.
Former licensees or registrants wishing to reinstate an expired or withdrawn license or registration will need to first file for a license or registration through the NMLS without using their expired license/registration number. When submitting the checklist of supplemental information to the Department, please include a cover letter indicating the GEORGIA license/registration number and company name you wish to reinstate.
- OTHER FORMS AND APPLICATIONS
- JURISDICTION SPECIFIC DOCUMENTS
- RENEWALS - NMLS
- ONLINE FINGERPRINT CARD REQUESTS, FINE PAYMENTS, & GRMA FEE REPORTING
- OTHER INFORMATION
FINGERPRINT PROCESSING - "GAPS"
Fingerprint processing is available statewide through the Georgia Applicant Processing Services (GAPS). License and registration applicants who need to provide the Department with fingerprints for owners, officers and control persons, or for employees who may require the submission of fingerprint cards as a result of incomplete or questionable background check processing may now use the GAPS service. Out-of-state applicants without access to a Georgia GAPS location may still request fingerprint cards for submission directly to the Department. In-State applicants should use a GAPS location if possible. For more information and instructions, click on the GAPS links below. The GAPS form is a fillable PDF form for completion and return to the Department. On-line requests for hardcopy cards will be handled generally on the next business day.
-
GAPS Application/Instructions in Adobe - Revised 1/2010
Licensing/Registration Application Forms, Code & Regulations
To obtain COMPLETE LICENSE Application Information (for Broker/Processor, Lender, or Registrant) download the Georgia Code Sections, Regulations, and IRS Forms. The NMLS website lists licensing information and requirements. Submit your application through the Nationwide Mortgage Licensing System (NMLS):
- Application - information available from and filed through NMLS
- Georgia Residential Mortgage Act (GRMA) Code Sections - SAFE revisions effective 7-1-2009
- Georgia Residential Mortgage Act (GRMA) Rules & Regulations
- IRS Form 4506T (Adobe only - fillable form)
The Application information includes all required forms (not the code or rules) with the exception of the IRS 4506T. Extra copies of other forms are available separately. Licensees should download Background Check - Employer Form for use in conducting background checks on potential employees.
NOTE: If you are applying for a NEW branch physically located in Georgia, or are changing the branch manager along with the change in address for the branch, a separate application for approval must be made for that new branch location and/or new branch manager. Such applications must be made through the Nationwide Mortgage Licensing System (NMLS).
Please DO NOT enter branches that are not physically located within the State of Georgia into the Nationwide Mortgage Licensing System (NMLS). Out-of-state branches do not require the Department’s approval and SHOULD NOT be entered into NMLS.
The following Amendments to existing records of licensees/registrants must be made through NMLS:
-
Main Office Relocation/Address Change
- Branch Office Relocation/Address Change
- Mailing Address Changes
- Office Closure Notification
- Contact Changes: Company, Complaint, Registered Agent
- Pending Application(s) - Status
>> Other Applications filed outside of NMLS: Management, Ownership, Other Notices:
|
|
|
|
Change in Control |
|
|
Education Services Provider Application |
|
|
List of Approved Education Providers |
|
|
Release Form-Fine Payment Status |
|
>> NMLS Jurisdiction Specific Files
|
|
|
|
|
Background Check Form |
|
|
|
Surety Bond Form (Brokers/Lenders) |
|
|
|
Bonding Company List (Surety Companies) |
|
|
|
Branch Questionnaire Form |
|
|
|
Broker/Processor-Education/Experience |
|
|
|
Employee Background Check Form |
|
|
|
ID/Photo Page |
|
|
|
Sample Grievance Policy |
|
|
|
IRS-Form 4506 T |
|
|
|
Verification of Lawful Presence within the US |
|
|
|
Signature & Oath Page-Company or Individual |
|
ON-LINE REQUESTS, REPORTING AND PAYMENTS WITH THE DEPARTMENT
The following options allow licensees and/or applicants to request fingerprint cards or make fee/fine payments online.
NOTE: Mortgage licensees and registrants who have a current and valid license/registration may use the button/link above to access a secure site for retrieving and printing their 2012 license or registration certificate. You will receive your login information via e-mail from the Department after your renewal or new license has been approved. If you have forgotten your password, please send an e-mail to dbfmort@dbf.state.ga.us and request login information for accessing our secure website. After a successful login, please be sure to click on the link to open the printing instructions to ensure the best quality printing of your certificate.
2012 RENEWALS
License Period January 1, 2012 to December 31, 2012
The Annual License/Registration Renewal Period for 2012 has ended. A licensee/registrant that has a complete renewal application (i.e., renewal application filed, and all fines and renewal fees paid) pending through the Nationwide Mortgage Licensing System and Registry (“NMLSR”) as of December 31, 2011, can continue to work as a mortgage loan originator, mortgage broker or mortgage lender unless and until there is a surrender/withdrawal of the license/registration or a final order of revocation is issued by the Department of Banking and Finance (“Department”).
If a mortgage license/registration was not renewed by December 31, 2011, it expired by operation of law effective January 1, 2012. Licensees/registrants that did not file for renewal before the December 31, 2011, must reapply through the NMLSR.
Please refer to articles published in previous editions of the Department’s Monthly Mortgage Summary for detailed information about the renewal timeline and process.
Licensees whose 2012 renewal submissions are approved will receive an e-mail from the Department that includes information for logging on to a secure website where they can retrieve and print their 2012 license certificates. E-mail notifications/instructions will be sent to the licensee’s primary contact.
RENEWAL FEES, DUE DATE, & PAYMENT TYPES - 2012 Renewal Period. Fees include NMLS system processing fee of $100. An additional fee of $20 for each approved branch office location is Georgia is also due at renewal for brokers and lenders who are licensees.
|
|
|
|
|
|
|
| Renewal Fee |
|
|
|
|
|
|
|
|||||
| Late Fee-All Types Above |
|
||||
| Payment Methods |
|
||||
|
|
|||||
|
|
|||||