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Mortgage Laws and Rules

Below you will find links to the Georgia Residential Mortgage Act (GRMA) and the Department's Rules and Regulations governing residential mortgage lending in Georgia. 

For your convenience, the documents are available in MS Word and Adobe PDF format.

	Word	Adobe
GRMA Code Sections	Code-W	Code-A
GRMA Rules & Regulations	Rules-W	Rules-A

 

2008 DBF Final Rulemaking: 12-15-2008
These Rules of the Department of Banking and Finance have been finally adopted on December 15, 2008. They were filed with the Secretary of State on December 15, 2008, and will be effective 20 days following or January 5, 2009.

2008 DBF Proposed Rulemaking: 11-14-2008
The Georgia Department of Banking and Finance hereby gives notice of its intent to adopt new and amended rules. A synopsis and purpose precedes each proposed rule change, with background information and explanation where applicable.

2008 Final Rulemaking: 8-4-2008
These Rules of the Department of Banking and Finance have been finally adopted on August 4, 2008. They were filed with the Secretary of State on August 4, 2008, and became effective on August 25, 2008.

2008 Proposed Rulemaking: 6-30-2008
The Georgia Department of Banking and Finance hereby gives notice of its intent to adopt new and amended rules. A synopsis and purpose precedes each proposed rule change, with background information and explanation where applicable.