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Policy Statements and Guidance

Policy Statements:

• Residential Common Bonds
• Nonmember Deposits in Credit Unions
• Legally Permissible Rates of Interest for FISCUs
• Statement of Policies

Other Credit Union Guidance/Handbooks:

• Applications Manual
• Director Handbook
• Best Practices for Dealing with Heightened Levels of Asset Quality Issues
• Interagency Guidance: Nontraditional Mortgage Product Risks
• Annual Fee Assessment Calculator for State Banks & Credit Unions
• ACH Authorization and Instructions for Annual Assessment

Special Reports:

• State Financial Regulators Roundtable Guide to Financial Services Issues for Senior Citizens