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Consumer Assistance Organizations

Agencies and organizations that can assist consumers.

Consumer Financial Protection Bureau (CFPB)
The CFPB in a federal agency established by Congress to protect consumers by carrying out Federal consumer financial laws. Among other things, the CFPB:

  • Takes consumer complaints
  • Restricts unfair, deceptive, or abusive acts or practices
  • Promotes financial education
  • Researches consumer behavior
  • Monitors financial markets for new risks to consumers
  • Enforces laws that outlaw discrimination and other unfair treatment in consumer finance

Contact the CFPB: (855) 411-CFPB (2372) or Español (855) 411-CFPB (2372), Fax (855) 237-2392
8 a.m.–8 p.m. Eastern, Monday–Friday

Consumer Financial Protection Bureau
P.O. Box 4503
Iowa City, Iowa 52244

Submit a Complaint Online to the Consumer Financial Protection Bureau
Ask CFPB - Get Answers to Your Financial Questions

Or visit the CFPB's website in Espanol -

For questions or complaints involving financial institutions regarding deposit insurance, prohibitions against discriminatory lending practices, initiatives to prevent unfair or deceptive practices in deposit-taking or lending, and rules that encourage institutions to meet local credit needs, please contact the Federal Deposit Insurance Corporation (FDIC):

Hours of Operation:   7:00 am to 8:00 pm ET; Monday-Friday

Toll Free Number:      1-877-275-3342 (1-877-ASK-FDIC)

Mailing Address:      
Federal Deposit Insurance Corporation
Consumer Response Center
1100 Walnut St, Box #11
Kansas City, MO 64106

To File Complaint:     FDIC's Electronic Customer Assistance Form

For questions or complaints involving federal laws or federally chartered financial institutions, please contact the following federal agencies:

Banks with the word "National" or "N.A." in their titles are regulated by the Office of the Comptroller of the Currency (OCC).  In addition, the OCC now regulates federal savings banks and savings and loans identified with the word "Federal", "F.S.B.", or "F.A." in their titles.  For complaints regarding national banks or federal savings banks, please contact:

The OCC's Customer Assistance Group (CAG) is ready to help customers of national banks and federal savings banks with questions or complaints they have about their financial institution. The OCC has a website, designed specifically to provide answers and assistance to bank customers.

Hours of Operation:   8:00a.m. to 8:00p.m. Eastern Time M - F

Toll Free Number:      1-800-613-6743

Mailing Address:       
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010

Website Address:

To File Complaint:     Consumer Complaints and Assistance

Credit unions with the word "Federal" in their titles are most often regulated by the:

National Credit Union Administration
Office of Consumer Protection
1775 Duke Street
Alexandria, VA 22314
Fax: (703) 518-6682

You may request assistance regarding an issue with a federal credit union from the NCUA's  

If you have a complaint regarding your credit cardview a list of federal agencies responsible for enforcing consumer credit laws

Consumer complaints involving finance companies, small loan companies, automobile dealers, department stores, retail businesses, pawn shops, credit bureaus, and private individuals do not fall under the Department's authority. For questions or complaints involving these parties, please contact the following agencies:

Finance companies and small loan companies that make loans under the Industrial Loan Act:

Georgia Insurance Commissioner
Ga. Industrial Loan Division
2 Martin Luther King Jr., Drive
West Tower, Suite 920
Atlanta, GA 30334

Phone: (404) 656-2078
Toll Free: 800-656-2298
Fax: (770)408-5935
E-mail Questions to:
Between 8:00 AM and 5:00 PM
Georgia Industrial Loan Division Home Page

For finance companies, car dealerships or anyone else that makes consumer loans that are not regulated by FRB, FDIC, OCC or NCUA, the Federal Trade Commission enforces Regulation Z (Truth in Lending). Please send complaints or questions to:

Federal Trade Commission
Washington, DC 20580
1-877-FTC-HELP (1-877-382-4357)
Federal Trade Commission Complaint Assistance Page

The Georgia Commission on Equal Opportunity, Fair Housing Division, enforces the Georgia Fair Housing Law, which makes discrimination in mortgage lending unlawful, based on race, color, national origin, religion, disability, or familial status.

Fair Housing Division
Georgia Commission on Equal Opportunity
Suite 710 - International Tower
229 Peachtree Street, NE
Atlanta, Georgia 30303-1605
404-656-1736 (in Atlanta)
800-493-OPEN (within Georgia)
GCEO Home Page

The U.S. Department of Housing and Urban Development (HUD) provides housing assistance for low and middle income persons.  HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112   TTY: (202) 708-1455

Atlanta Office
Five Points Plaza Building
40 Marietta Street
Atlanta, GA 30303

Jurisdiction: State of Georgia
Regional Office for Region IV - Region IV covers eight Southeastern states: Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, and Tennessee; as well as the Commonwealth of Puerto Rico and the U. S. Virgin Islands.

Phone: (404) 331-5001
Fax: (404) 730-2392
TDD: (404) 730-2654
Bob Young, Regional Director
Find the address of a HUD office near you

Pawn Shops

These are licensed and monitored by the local police or sheriff's department. Complaints relating to pawn shops should be referred to the appropriate local law enforcement authority.

Credit Bureaus

These are not supervised by the Department of Banking and Finance. Complaints or questions concerning credit bureaus should be directed to the Federal Trade Commission. For copies of your credit report or for questions concerning your credit report, please contact the appropriate credit bureau.

(800) 685-1111

Mail correspondence to:
Equifax Credit Information Services, Inc.
P. O. Box 740241
Atlanta, GA 30374-0241

(800) 916-8800

For all inquiries, you may send written correspondence to:
Post Office Box 2000
Chester, PA 19022

Experian (Formerly TRW)
(888) 397-3742

To access your personal credit report, go to Personal Services and select any of the options for ordering your personal credit report.


These are generally not regulated by a government agency. For problems with these groups, the consumer should consult with one of the following agencies or their personal attorney:

Governor's Office of Consumer Protection
2 Martin Luther King, Jr. Drive, S.E.
Plaza Level, East Tower, Suite 356
Atlanta, Georgia 30334-4600
(800) 869-1123 or (404) 651-8600
Governor's Office of Consumer Protection Home Page

Federal Trade Commission
Washington, DC 20580
1-877-FTC-HELP (1-877-382-4357)
Federal Trade Commission Complaint Assistance Page

Consumers may also wish to contact one of the following services:

CredAbility / The Consumer Credit Counseling Service of Greater Atlanta
100 Edgewood Avenue, Suite 1800
Atlanta, GA  30303
Ph:  (404) 527-7630 or (800) 251-2227

151 Spring Street NW
Atlanta, Georgia 30303
(404) 524-5811 or E-mail Atlanta Legal Aid

Senior Citizen Hotline
For clients age 60 or over, throughout Georgia
(404) 657-9915 or Toll-free (888)-257-9519

Cobb County: (770) 528-2565
Fulton County: (404) 524-5811
South Fulton and Clayton Counties: (404) 669-0233
DeKalb County: (404) 377-0701
Gwinnett Office: (678) 376-4545

for Legal Help outside the 5-county metro Atlanta area served by Atlanta Legal Aid Society

Albany Office – (229) 430-4261 or (800) 735-4271
Augusta Office – (706) 721-2327 or (800) 248-6697
Athens Office – (706) 227-5362
Brunswick Office – (912) 264-7301 or (877) 808-0553
Columbus Office – (706) 649-7493 or (800) 533-3140
Dalton Office – (706) 272-2924 or (888) 408-1004
Gainesville Office – (770) 535-5717 or (800) 745-5717
Macon Office – (478) 751-6261 or (800) 560-2855
Piedmont Office – (404) 894-7707 or (800) 822-5391
Savannah Office – (912) 651-2180 or (888) 220-8399
Valdosta Office – (229) 333-5232 or (800) 546-5232

2200 Century Parkway, Suite 300
Atlanta, GA 30345-3203