The following Rules of the Department of Banking and Finance have been finally adopted on September 18, 2012.
Notice is hereby given that pursuant to the authority granted to it in the Georgia Administrative Procedures Act, Official Code of Georgia Annotated (O.C.G.A.) Chapter 50-13 and by authority of O.C.G.A. § 7-1-61, O.C.G.A. § 7-1-663; O.C.G.A. § 7-1-1012, and other cited statutes, the following Rules of the Department of Banking and Finance have been finally adopted on September 18, 2012. They were filed with the Secretary of State on September 18, 2012, and will be effective 20 days following or October 8, 2012.
| Attachment | Size |
|---|---|
 2012 DBF Final Rulemaking: 9-18-2012 | 131.54 KB |
(Regulations were last revised on October 8, 2012)
You may view individual rules below, or view/download the entire Rules of the Department of Banking and Finance:
| Attachment | Size |
|---|---|
| Georgia Department of Banking and Finance Regulations | 1.53 MB |
DEPARTMENT OF BANKING AND FINANCE RULES AND REGULATIONS PERTAINING TO:
Financial Institutions
Chapter:
80-1-1 Applications, Registrations, and Notifications
80-1-2 Agency Relationships of Financial Institutions
80-1-3 Books and Records
80-1-4 Investment Securities
80-1-5 Loans and Discounts
80-1-6 Bank Financial and Other Reports
80-1-7 Legal Reserves
80-1-8 Dormant Accounts
80-1-9 Borrowed Money
80-1-10 Fixed Assets and Assets Acquired D.P.C.
80-1-11 Public Disclosure of Information
80-1-12 Dividends, Management Fees, etc.
80-1-13 Correspondent Funds
80-1-14 Audits
80-1-15 Extensions of Existing Offices and Facilities
80-5-1 Supervision, Examination, Registration and Investigation Fees. Administrative Late Fees
80-5-2 Temporary Changes in Operating Hours; Closings
80-5-3 Regulations Regarding the Sale of Annuities by Financial Institutions
80-5-4 Regulations Regarding the Sale of Insurance by Financial Institutions
80-5-5 Incidental Powers
80-5-6 Qualified Intermediary
Credit Unions
Chapter:
80-2-1 Books and Records
80-2-2 Group Sales Promotions
80-2-3 Shares, Deposits and Dividends
80-2-4 Investment of Credit Union Funds
80-2-5 Surety Bond Coverage
80-2-6 Supervisory Audits
80-2-7 Credit Union Service Contracts
80-2-8 Field of Membership
80-2-9 Investment Securities
80-2-10 Credit Union Voting Procedures
80-2-12 Credit Union Loans
Money Transmission
Chapter:
80-3-1 Money Transmission and Related Financial Services
Building and Loan Associations
Chapter:
80-4-1 Building and Loan Associations, Generally
Holding Companies
Chapter:
80-6-1 Holding Companies
Foreign Banking
Chapter:
80-7-1 Banking Activities in
Agency Organization and Procedures
Chapter:
80-8-1 Agency Organization and Procedures
Currency Transaction Reports
Chapter:
80-9-1 Currency Transaction Reports and Suspicious Activities: Banks
Records Retention
Chapter:
80-10-1 Records Retention
Residential Mortgage Brokers and Lenders
Chapter:
80-11-1 Disclosure, Advertising, Branch Managers
80-11-2 Books and Records Requirements; Audits
80-11-3 Administrative Fines and Penalties
80-11-4 Licensing
80-11-5 Mortgage Loan Originator Licensure and Other Requirements