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Finance Companies / Small Loan Companies

The Department has no regulatory/licensing authority over finance companies.  Finance companies and small loan companies that make loans for $3,000 or less (under the Industrial Loan Act) are regulated by the Georgia Industrial Loan Commissioner.

Georgia Insurance Commissioner
Ga. Industrial Loan Division
2 Martin Luther King Jr., Drive
West Tower, Suite 920
Atlanta, GA 30334

Phone: (404) 656-2078
Toll Free: 800-656-2298
Fax: (770)408-5935
E-mail Questions to: Loan@oci.ga.gov
Between 8:00 AM and 5:00 PM
Georgia Industrial Loan Division Home Page


For finance companies (making consumer loans over $3,000), the Federal Trade Commission enforces Regulation Z (Truth in Lending). Please send complaints or questions to:

Federal Trade Commission
CRC-240
Washington, DC 20580
1-877-FTC-HELP (1-877-382-4357)
FTC Complaint Assistance
Federal Trade Commission Home Page