Application for a Change in Control of a Check Casher
UPGRADES/DOWNGRADES: The Department requires a new application and licensing fee for all requests to upgrade or downgrade any license type.
For example, a Check Casher Registrant that applies for an upgrade to a Full Service Check Casher License will have to complete and submit to the Department a Full Service Check Casher License Application, along with the $750 investigation and supervision fee, plus $50 for each additional location. Likewise, a Full Service Check Casher Licensee that would like to downgrade its license type to a Check Casher Registration will have to complete and submit to the Department a Check Casher Registration Application, along with the $300 investigation and registration fee.
LICENSE OR REGISTRATION REINSTATEMENTS
Check cashers who failed to renew their license or registration prior to the September 30th expiration must reapply to have their license or registration reinstated.
This requires the submission of a new license or registration application form and all supporting documents and fees. The application form is the same as for new applicants. Please download the appropriate application form above. When submitting the application to the Department, please indicate "Reinstatement" on the first page of the application form.
Once a reinstatement application is submitted, the licensee or registrant will be contacted by e-mail in the event additional information is required. Reinstatement applications requiring additional information cannot be approved until such additional information is received and approved. All fines and fees must be paid before a check casher reinstatement license or registration is issued.
Application for Change in Control of Check Casher Licensee or Registrant:
A check casher change in control is only applicable and/or allowed for licensees/registrants that are owned by a corporation. The application and all supporting documents should be submitted on all new owners of 10% or more of the voting shares of a corporation licensed/registered to conduct business as a check casher in Georgia. The application package in available in Word and PDF.
A sole proprietorship or partnership that is experiencing a change in control must apply for a new license/registration.
| Attachment | Size |
|---|---|
 Check Casher Change in Control Application | 317 KB |
 Check Casher Change in Control Application | 197.82 KB |
Check Casher Biographical Statement and Consent Form (MSB3):
| Attachment | Size |
|---|---|
| Check Casher MSB-3 Form | 168.53 KB |
Fingerprint Processing - "GAPS"
Fingerprint processing is available statewide through the Georgia Applicant Processing Services (GAPS). License and registration applicants who need to provide the Department with fingerprints for owners, officers and control persons, or for employees who may require the submission of fingerprint cards as a result of incomplete or questionable background check processing may now use the GAPS service. Out-of-state applicants without access to a Georgia GAPS location may still request fingerprint cards for submission directly to the Department. In-State applicants should use a GAPS location if possible. For more information and instructions, click on the GAPS links below. The GAPS form is a Word document for completion and return to the Department. On-line requests for hardcopy cards will be handled generally on the next business day.
| Attachment | Size |
|---|---|
| GAPS Fingerprint Processing - Mortgage | 973.93 KB |
- Fingerprint Card (hardcopy) Requests (current price is $37.25 per set)
Check Casher Employee Forms:
Department Rule 80-3-1-.02(6) outlines certain requirements that licensees must follow in regards to the personnel they employ in their check cashing business. Employees in a supervisory position* must complete the Supervisory Employee package. Forms are available in Word and PDF format.
*A "supervisory position" shall mean any position occupied by a person responsible for the day-to-day job performance of one or more other persons or responsible for the overall management of any check cashing outlet except on a temporary (less than one month) basis and irrespective of the number of subordinates employed.
| Attachment | Size |
|---|---|
| Check Casher Employee Package | 163 KB |
| Check Casher Employee Package | 198.31 KB |
| Check Casher Supervisory Employee Package | 199.5 KB |
| Check Casher Supervisory Employee Package | 218.55 KB |
Check Casher Surety Bond - Drafts Accepted for Collection with Payment Deferred
NOTE: This surety bond is for use in complying with O.C.G.A. Section 7-1-705(d).
OTHER FORMS AND GUIDANCE:
MSB Guide for Developing an Anti-Money Laundering (AML) Policy:
| Attachment | Size |
|---|---|
| MSB Guide for Developing an AML Policy | 104 KB |
Verification of Lawful Presence within the United States (MSBs):
This form should be completed for individuals who apply to have a license or registration in their own names.
| Attachment | Size |
|---|---|
| MSB Verification of Lawful Presence within the US | 124.32 KB |
MSB Report of Apparent Crime:
This form is for use in complying with Rule 80-3-1-.06(4) of the Department's Rules and Regulations pertaining to any criminal act or apparent criminal act by any officer, director, or employee of a licensee occurring in this state and relating to the business of the licensee.
| Attachment | Size |
|---|---|
| MSB Report of Apparent Crime | 85.5 KB |
FinCEN Forms and Guidance (for compliance with applicable federal laws):
- FinCEN Requires Electronic Filing for MSB Registrations and other Reporting
- Enroll in FinCEN's BSA E-Filing System - Types of Forms Supported by BSA E-Filing:
Currency Transaction Report (FinCEN Form 104)
Suspicious Activity Report by Money Services Business (FinCEN Form 109, formerly 90-22.56)
Registration of Money Services Business (FinCEN Form 107)
- MSB Registration Renewal Calculator - Certain Money Services Businesses (MSBs) are required to register with FinCEN as well as renew their registrations every two calendar years. This link takes you to FinCEN's site for estimating when your registration renewal is due.
- MSB Registration Query website
- Money Service Business (MSB) Information (Links off-site to FinCEN) - This link will take you to a website created to address the needs of a special category of financial institutions under the Bank Secrecy Act (BSA) referred to as Money Services Businesses or MSBs. Click on the link above to learn more.
ON-LINE LICENSEE INFORMATION UPDATES AND PAYMENTS:
For our secure websites, please be sure that you accept the security certificate when prompted. Most of our payment sites perform better using the Mozilla Firefox browser. If you use Internet Explorer, please ensure that you have version 7.0 or higher.
- Mailing Address Changes
- Main Office Relocation/Address Change
- Branch Office/Location Relocations/Address Change
- Office Closure Notification
- Contact Changes: Company, Complaint, Registered Agent
- On-line EXAMINATION FEE Payments
- On-line FINE Payments