The Georgia Department of Banking and Finance (Department) is the state agency that regulates and examines Georgia state-chartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellers-issuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
The Index of Financial Topics page provides an A-Z index of various consumer topics related to financial services and financial institutions.
The Department is neither an advocate for the individual consumer nor for regulated financial institutions or licensees. The Department cannot act as your lawyer or give you legal advice, recommend a financial institution with whom to do business, or force the financial institution or licensee to satisfy you if no laws have been broken.
CONSUMER ED (Links off-site)
The Governor’s Office of Consumer Protection has designed the Consumer Ed website as a comprehensive resource to help consumers make wise decisions – whether you’re buying a car, getting your first house or apartment, applying for credit, or trying to manage your money. Follow ConsumerEd to learn more about these important topics.