Georgia Laws

Laws governing entities regulated by the Department are primarily found in OCGA Title 7. Some of the specific Acts you may want to reference are*:

April 26, 2013

Attachment	Size
OCGA Title 7, Chapter 1 - Financial Institutions	1.29 MB

See also:

Other Chapters of Title 7 of Interest:

April 26, 2013

Attachment	Size
OCGA Title 7, Chapter 2 - Credit Union Deposit Insurance Corporation	39.47 KB
OCGA Title 7, Chapter 3 - Georgia Industrial Loan Act (GILA)	64.46 KB
OCGA Title 7, Chapter 4 - Interest and Usury	45.11 KB
OCGA Title 7, Chapter 5 - Credit Cards and Credit Card Banks	27.34 KB
OCGA Title 7, Chapter 6 - Credit or Loan Discrimination	28.37 KB
OCGA Title 7, Chapter 7 - Loan Brokers	19.65 KB
OCGA Title 7, Chapter 8 - Safe Use of Remote Service Terminals	26.37 KB
OCGA Title 7, Chapter 9 - Georgia Merchant Acquirer Limited Purpose Bank Act	40.44 KB

*NOTE: The Code Sections listed above are provided in Adobe PDF format.

You may also access the above Code Sections, as well as any other Georgia law through LexisNexis from the Georgia General Assembly's website. Access to the entire Georgia Code is provided by LexisNexis from the Georgia General Assembly's website. Go to the Official Code of Georgia (OCGA).

HINT: Once you enter the OCGA through LexisNexis, click on the TOC link at the top left corner of the page to the view the Table of Contents to easily locate a Title, Article, or Chapter within the OCGA.

**Please note that the OCGA is provided by the State of Georgia from the Georgia General Assembly's website, so you will be leaving the Department's website if you click on the link to LexisNexis or from the General Assembly's website. Please note that changes to OCGA that are brought about by bills passed during the most recent legislative session may not yet be posted.

Bills of interest passed by the Georgia General Assembly during the 2013 legislative session:

HB 83 - Mortgage broker licensing requirements; licensed real estate brokers and salespersons assisting in a short sale real estate transaction; exempt - Signed by Governor Deal on 5/6/2013; effective 7/1/2013

A BILL to be entitled an Act to amend Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the licensing of mortgage lenders and mortgage brokers, so as to exempt licensed real estate brokers and salespersons assisting in a short sale real estate transaction from the mortgage broker licensing requirements; to provide for related matters; to repeal conflicting laws; and for other purposes.

SB 139 - Contracts; collection of closing fees; advance of money/extension of credit - Signed by Governor Deal on 4/9/2013; effective upon the Governor's signature

A BILL to be entitled an Act to amend Chapter 1 of Title 13 of the Official Code of Georgia Annotated, relating to general provisions for contracts, so as to provide for the collection of closing fees for contracts for the advance of money or the extension of credit; to provide for the refund of closing fees in certain instances; to amend Article 4 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the sale of checks or money orders, so as to provide for a licensing exemption for the selling and issuing of checks by state and federal entities and authorized agents; to provide for exclusions and applicability; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes.

Other Useful Links (Federal Laws & Regulations):

United States Code (USC)