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Laws and Regulations

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This section of the Department's website provides links to various Georgia Laws and Department Rules and Regulations governing institutions/licensees under the regulatory authority of the Department.

Since establishment of the Department in 1919, additional responsibilities, beyond bank supervision and regulation, have been assigned to the agency in the form of the Georgia Credit Union Act (1925); Trust Company Laws of Georgia (1927); Georgia Sale of Checks Act (1965); The Fiduciary Investment Company Act (1970); International Bank Agency Act (1972); Georgia Business Development Corporation Act (1972); Regulation of Check Cashers (1990); the Georgia Residential Mortgage Act (1993); the Georgia Fair Lending Act (GAFLA) (2002); and the Georgia Merchant Acquirer Limited Purpose Bank Act (2012). 

The Georgia General Assembly frequently amends the Code to streamline application processes, reduce regulatory burden on regulated entities, and coordinate procedures with federal requirements.  For similar purposes, the Department revises its rules and regulations intermitently.


2014 Proposed and Final Rulemaking:

August 29, 2014

The Department adopted Final Rules on August 29, 2014.  The Rules were filed with the Secretary of State on August 29, 2014 and, pursuant to O.C.G.A. § 50-13-6, will be effective on September 18, 2014, which is twenty days following the filing of the Rules with the Secretary of State.

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DBF Final Rulemaking: 8-29-2014365.19 KB

 

July 29, 2014

Pursuant to the provisions of the Georgia Administrative Procedure Act, O.C.G.A. § 50-13-1 et seq., and by the authority of O.C.G.A. §§ 7-1-61, 7-1-690, 7-1-706.1, 7-1-1012 and other cited statutes, the Department of Banking and Finance hereby gives notice of its intent to adopt new rules.  Comments to the Department of Banking and Finance must be received by the close of business on Thursday, August 28, 2014.

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2014 DBF Proposed Rulemaking: 7-29-2014450.66 KB

 

June 10, 2014

The Department adopted Final Rules on June 10, 2014.  The Rules were filed with the Secretary of State on June 10, 2014 and, pursuant to O.C.G.A. § 50-13-6, will be effective on June 30, 2014, which is twenty days following the filing of the Rules with the Secretary of State.

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DBF Final Rulemaking: 6-10-2014592.15 KB

May 9, 2014
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2014 DBF Proposed Rulemaking: 5-9-2014866.29 KB

Other Useful Links (Federal Laws & Regulations):

United States Code (USC)

FDIC Laws, Regulations and Related Acts

NCUA Laws, Regulations, and Legal Opinions

Code of Federal Regulations (CFR)