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Merchant Acquirers

The Department of Banking and Finance regulates Merchant Acquirer Limited Purpose Banks (MALPBs) that are chartered by the State of Georgia.

An MALPB is a type of special purpose bank, chartered under the Georgia Merchant Acquirer Limited Purpose Bank Act, O.C.G.A. § 7-9-1 et seq.  The law is intended to allow merchant acquirers, who qualify for and receive the special purpose charter, to enter card networks directly rather than operating through a financial institution sponsor.


MALPB Public Information (coming soon)
MALPB Guidance and Policies
MALPB Forms
MALPB Laws and Rules
MALPB Fines and Fees
MALPB Staff Contacts