Mortgage Broker and Lender Forms & Applications

BROKERS AND LENDERS

 


LICENSE & REGISTRATION APPLICATIONS

File a new application through the Nationwide Mortgage Licensing System (NMLS):

Applications for a new mortgage broker/processor or lender license or registration must be made through the Nationwide Mortgage Licensing System (NMLS). The Department will review and approve or deny your Georgia application through the NMLS. 

As of 9/12/2016, criminal history background checks on MU2 individuals should be authorized and submitted through the NMLS. Instructions and checklists are available through the NMLS website. Review of law enforcement agency information may extend processing time up to 10 weeks. Please allow for this processing time when you submit your application through the NMLS.

Licensing/Registration Application Forms, Code & Regulations

The NMLS website lists licensing information and requirements and contains a checklist to ensure that you have submitted all required jurisdiction-specific documents to the Department. Submit your application through the Nationwide Mortgage Licensing System (NMLS):

NMLS Jurisdiction Specific Documents (Adobe PDF file):
NOTE: The documents below are included within the applicable checklist and document instruction forms in NMLS and must be submitted outside of the NMLS. 


NOTE: If you are applying for a NEW branch physically located in Georgia, or are changing the branch manager along with the change in address for the branch, a separate application for approval must be made for that new branch location and/or new branch manager.  Such applications must be made through the Nationwide Mortgage Licensing System (NMLS)

Please DO NOT enter branches that are not physically located within the State of Georgia into the NMLS.  Out-of-state branches do not require the Department’s approval and SHOULD NOT be entered into NMLS.


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RENEWALS:

The Annual License/Registration Renewal Period for 2017 will open on November 1, 2016.

 

FINGERPRINT PROCESSING

As of 9/12/2016, criminal history background checks on MU2 individuals should be authorized and submitted through the NMLS.

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ON-LINE PAYMENTS WITH THE DEPARTMENT:

For our secure websites, please be sure that you accept the security certificate when prompted.  Most of our payment sites perform better using the Mozilla Firefox browser.  If you use Internet Explorer, please ensure that you have version 10.0 or higher.
 


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MORTGAGE CALL REPORT REQUIREMENTS:

Companies must file a quarterly Mortgage Call Report through the NMLS.  There are two components of the MCR filing - the Residential Mortgage Loan Activity (RMLA) and the Financial Condition (FC).

Companies that qualify for the Standard MCR filing:
RMLA is due quarterly, within 45 days of the end of every calendar quarter
FC – Due annually, within 90 days of your company’s Fiscal Year End

Companies that must submit the Expanded MCR filing*:
Both RMLA and FC components must be submitted quarterly, within 45 days of the end of every calendar quarter

* Companies that a a Fannie Mae or Freddie Mac Seller/Service or a Ginnie Mae Issuer submit an Expanded Mortgage Call Report.

Read more about the MCR requirements on the NMLS website at: http://mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx

 

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Mortgage Broker or Lender License Print Button


 Mortgage licensees and registrants who have a current and valid license may use the button/link above to access a secure site for retrieving and printing their 2016 license or registration certificate. You will receive your login information via e-mail from the Department after your renewal or new license has been approved.  If you do not remember your password click on this link: MBForgotPassword.html

After a successful login, please be sure to click on the link to open the printing instructions to ensure the best quality printing of your certificate.

 

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