Laws and Regulations



This section of the Department's website provides links to various Georgia Laws and Department Rules and Regulations governing institutions/licensees under the regulatory authority of the Department.

Since establishment of the Department in 1919, additional responsibilities, beyond bank supervision and regulation, have been assigned to the agency in the form of the Georgia Credit Union Act (1925); Trust Company Laws of Georgia (1927); Georgia Sale of Checks Act (1965); The Fiduciary Investment Company Act (1970); International Bank Agency Act (1972); Georgia Business Development Corporation Act (1972); Regulation of Check Cashers (1990); the Georgia Residential Mortgage Act (1993); the Georgia Fair Lending Act (GAFLA) (2002); and the Georgia Merchant Acquirer Limited Purpose Bank Act (2012). 

The Georgia General Assembly frequently amends the Code to streamline application processes, reduce regulatory burden on regulated entities, and coordinate procedures with federal requirements.  For similar purposes, the Department revises its rules and regulations intermitently.