Mortgage Brokers, Lenders and Originators

The Department has regulatory authority over certain residential mortgage brokers, lenders, processors, and mortgage loan originators conducting business in Georgia. 

Mortgage Company Applications and Resources

Mortgage Loan Originator (MLO) Resources (State-Licensed MLOs)

 

RENEWALS:

The Annual License/Registration Renewal Period for 2018 has ended. 

If a mortgage licensee/registrant did not file an application for renewal by December 31, 2017, the license/registration expired by operation of law effective January 1, 2018, and the licensee/registrant must reapply through the NMLS.  Renewal applicants with incomplete applications (e.g., unpaid fines/fees, license items) will be expired during the month of January 2018.  Broker and Lender licensees in an expired status may not conduct Georgia mortgage activity.  Mortgage Loan Originators in an expired status may not conduct origination activity for Georgia loans.

 


Please note that the NMLSR federal registration process must be utilized if you are an employee of a bank, bank subsidiary or a credit union.  As required under federal law, residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must register with the registry, obtain a unique identifier from the registry, and maintain their registrations.  Further information regarding the registry and the registration process is available at the registry's website: http://fedregistry.nationwidelicensingsystem.org/Pages/default.aspx. 

Q&A - GRMA and SAFE Act Applicability to Real Estate Brokers - Posted 4/29/2010

Georgia Fair Lending Act (GAFLA) Resources and Information