Mortgage Information and Searches

The Department has regulatory authority over certain residential mortgage brokers, lenders, processors, and mortgage loan originators conducting business in Georgia. 

The Department uses the Nationwide Multistate Licensing System (NMLS) to manage its Mortgage licensees and registrants.

Use the NMLS Consumer Access portal to verify a mortgage company or individual license.

To see outstanding Administrative Actions on both licensed and unlicensed entities (including ineligible for hire information), go to the Mortgage Administrative Actions search page to see the listing of outstanding Cease and Desist Orders, Consent Orders, Superior Court Injunctions. 

Mortgage Loan Originator (MLO) Resources (State-Licensed MLOs)

Please note that the NMLSR federal registration process must be utilized if you are an employee of a bank, bank subsidiary or a credit union.  As required under federal law, residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must register with the registry, obtain a unique identifier from the registry, and maintain their registrations.  Further information regarding the registry and the registration process is available at the registry's website:

Download this pdf file.Q&A - GRMA and SAFE Act Applicability to Real Estate Brokers  - Posted 4/29/2010

Georgia Fair Lending Act (GAFLA) Resources and Information