MSB Staff Contacts

The Non-Depository Financial Institutions Division is primarily responsible for the licensing, supervision, and examination of mortgage brokers/processors, lenders, registrants and loan originators. This Division is also responsible for licensing and supervision of check cashers, sellers/issuers of payment instruments and money transmitters (collectively referred to as Money Service Businesses or MSBs).


Rod Carnes, Deputy Commissioner for Non-Depository Financial Institutions

Felicia Faison-Holmes, Director for Non-Depository Financial Institutions

Fernando Ornelas, Supervisory Examiner

Ana Contreras, Senior Assistant Financial Examiner

Byron Larios, Assistant Financial Examiner


Legal Matters should be directed to:

Lilia Kim, Attorney

Elizabeth Harris, Attorney