Welcome to the new all year website for Georgia Residential Mortgage Act (GRMA) payments

The Georgia Residential Mortgage Act - Title 7, Chapter 1, ARTICLE 13 of the Financial Institutions Code of Georgia. 

To view frequently asked questions please click this link: FAQ
 

We are now live with the new all year (GRMA) payment website as of September, 28 2020. Please select the appropriate option below and then click continue. A guide with detailed instructions will take you through the steps for the new process as well as the option to print or download the guide with the details.

If you have any questions feel free to contact the Department by email at: accounting@dbf.state.ga.us

If your institution is not chartered or licensed by the Department of Banking and Finance, please use the ALL OTHER option.

  • Georgia State Chartered Banks and Credit Unions

    This website is for use by Georgia state-chartered banks and credit unions for submission of semiannual reporting and payment of GRMA fees. If your bank or credit union is not chartered by the Department of Banking and Finance, please use the ALL OTHER option below.

    To avoid fines for failure to remit GRMA fees when due, reporting and payment must be completed on-line by the deadlines established in Rule 80-5-1-.04:

    • Fees collected for the period January 1 through June 30 of each year shall be remitted to the department no later than the first business day of September of each year.
    • Fees collected for the period July 1 through December 31 of each year shall be remitted to the department no later than the first business day of March of each year.

     

    If you are a Georgia state-chartered bank or credit union, you should have received an email from the Department on September 28, 2020, with instructions on how to use the system, your PIN, and Credential #. If you did not receive this email, please contact Pam Keane at 770-986-1636 or pkeane@dbf.state.ga.us; or Heather Ensminger at 770-986-5021 or hensminger@dbf.state.ga.us.

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  • Georgia State Licensed or Registered Mortgage Companies:

    This website is for use by Georgia state licensed or registered mortgage companies for submission of semiannual reporting and payment of GRMA fees. If your state licensed or registered mortgage company is not licensed or registered as a mortgage lender or broker by the Department of Banking and Finance, please use the ALL OTHER option below. 

    To avoid fines for failure to remit GRMA fees when due, reporting and payment must be completed on-line by the deadlines established in Rule 80-5-1-.04:

    • Fees collected for the period January 1 through June 30 of each year shall be remitted to the department no later than the first business day of September of each year.

    • Fees collected for the period July 1 through December 31 of each year shall be remitted to the department no later than the first business day of March of each year.

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  • All Others

    This website is for use by institutions/companies that are not chartered, licensed, or registered by the Department of Banking and Finance for submission of semiannual reporting and payment of GRMA fees.

    To avoid fines for failure to remit GRMA fees when due, reporting and payment must be completed on-line by the deadlines established in Rule 80-5-1-.04:

    • Fees collected for the period January 1 through June 30 of each year shall be remitted to the department no later than the first business day of September of each year.

    • Fees collected for the period July 1 through December 31 of each year shall be remitted to the department no later than the first business day of March of each year.

     

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