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The Georgia Department of Banking and Finance does not regulate the home mortgage appraisal process; rather, appraisers are regulated by the Georgia Real Estate Commission and Appraisers Board (

Find an Appraiser on the Georgia Real Estate Commission/Appraisers Board website.

Find an Appraiser on the ASC website (Note: ASC or Appraisal Subcommittee has a National Registry database containing selected information about the Nation's State certified and licensed real estate appraisers).

Q:  I paid for an appraisal.  Why won’t the mortgage company give it to me?

A:  Federal law (Regulation B) requires a creditor to provide a copy of the appraisal report upon the applicant's written request. However, the original appraisal belongs to whoever ordered it, and not necessarily to the party that paid for the appraisal.