The Georgia Department of Banking and Finance (Department) is the state agency that regulates and examines Georgia state-chartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sale of check companies, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
The Department does not regulate or have jurisdiction over banks or credit unions that are federally chartered (e.g., Wells Fargo, Bank of America, JPMorgan Chase) or headquartered in another state (e.g., Regions Bank, BB&T) and cannot assist with any consumer inquiries or complaints concerning these institutions.
CONSUMER ED (Links off-site)
The Governor’s Office of Consumer Protection has designed the Consumer Ed website as a comprehensive resource to help consumers make wise decisions – whether you’re buying a car, getting your first house or apartment, applying for credit, or trying to manage your money. Follow ConsumerEd to learn more about these important topics.