The Department regulates state-chartered banks and trust companies that are headquartered in the State of Georgia.
The Department does not regulate national banks (examples: Bank of America, Wells Fargo, Chase, Citibank, PNC) or federal credit unions, whether operating in Georgia or elsewhere.
Bank Holding Companies
The Department has regulatory and/or supervisory authority over bank holding companies conducting business in Georgia. A Bank Holding Company is an organization that meets the Federal Reserve and/or State of Georgia definition of a bank holding company, which is based on effective ownership or control of at least one bank.
Representative Offices of Banks and Bank Holding Companies
To search for registrations of representative offices of banks and holding companies, trust companies, loan production offices, out-of-state holding companies having a bank subsidiary with Georgia offices, go to our Representative Offices Search Page.