Publications and Guidance

The publications in this section consist of various memos, guidance, and special reports issued by the Department. 

Memos/Guides/Handbooks:

DBF Guidance for Georgia State-Chartered Banks, Bank Holding Companies, Credit Unions, and Trust Companies:

• DBF SUP 23-001 Capital Adequacy and Considerations
• DBF SUP 22-004 Statutory Capital Base Debt Combinations and Credit Participation Programs
• DBF SUP 22-003 Disabled Adults and Elder Persons Protection Act
• DBF SUP 22-002 Sale of Non-insured Investment Products
• DBF SUP 22-001 Purchase of Financial Institution Owned Life Insurance Products
• DBF SUP 21-008 Pre-opening Examination Procedures
• DBF SUP 21-007 Assessing Liquidity in Community Financial Institutions
• DBF SUP 21-006 Financial Institution Charter Conversion Investigations
• DBF SUP 21-005 Development of Policies by Financial Institutions
• DBF SUP 21-004 Fidelity Bond and D&O Coverage for Financial Institutions
• DBF SUP 21-003 Voting on Own Bank or Own Bank Holding Company Stock in Fiduciary Capacity
• DBF SUP  21-002 Loan Participation Agreements Containing Last In, First Out Provisions
• DBF SUP 21-001 Examination Frequency_ Processing_ and Turnaround Goals
• DBF SUP 25-003 Avoidance of Predatory Lending
• DBF SUP 25-002 Commission on the Sale of Credit Related Insurance

Other References:

FFIEC BSA/AML Examination Manual

• FDIC Risk Management Manual of Examination Policies
• FFIEC IT Handbook