Financial Literacy Resources
The Department has compiled the below list of government sponsored financial literacy educational tools on various topics as a possible resource to aid consumers in achieving their financial goals.
Consumer Education (links off-site)
The Georgia Department of Law, Consumer Protection Division provides an educational website with wide-ranging information. In particular, the website focuses on buying a car, renting or owning a home or apartment, personal finances, cybersecurity, and avoiding scams and identity theft.
Older Adults Guide (links off-site)
The Georgia Department of Law, Consumer Protection Division also makes available a Consumer Protection Guide for Older Adults. The guide is designed to help older adults avoid fraud and exploitation and make wise choices about their money and well-being. Topics include scams that target seniors, identity theft, credit and debt, long-term care, advance directives, elder abuse and more.
Federal Reserve Education (links off-site)
The Board of Governors of the Federal Reserve System supplies educational materials for consumers, as well as materials for teachers to educate students for all ages through this website.
Federal Trade Commission’s (FTC) Consumer Information (links off-site)
The Federal Trade Commissioner maintains this consumer information website. Resources include, but are not limited to, reporting identity theft, registering on the do not call list, obtaining free credit reports, and reporting scams.
Financial Education Tools (links off-site)
The Consumer Financial Protection Bureau maintains a very robust consumer resource website. Educational tools include, but are not limited to, buying a house, paying for college, planning for retirement, and managing money. You can also find answers to hundreds of financial questions dealing with, among other items, auto loans, credit cards, debt collection, mortgages, prepaid cards, and student loans.
Investor Education and Protection Resources (links off-site)
The Georgia Secretary of State’s Office offers investor education and protection resources. This resource aids consumers in taking steps to avoid investment scams, determine their personal financial situation and needs, and set realistic investment objectives.
Money Smart (links off-site)
The Federal Deposit Insurance Corporation has provided this resource to help consumers of all ages to enhance their financial skills and create positive banking relationships.
Money Smart for Older Adults (links off-site)
The FDIC has provided this resource to help raise awareness among older adults and their caregivers on how to prevent elder financial exploitation and encourages advance planning and informed financial decision-making.
My Money (links off-site)
The Congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 federal entities, produced this website that provides detailed information and recommendations on handling personal finances.
National Credit Union Administration’s (NCUA) Consumer Assistance Center (links off-site)
The National Credit Union Administration has made available numerous consumer resources on a wide variety of topics including, but not limited to, saving and investing, consumer lending, buying a car, home ownership, paying for college, retirement, and preventing fraud.
Consumer Financial Protection Bureau home buying toolkit (links off-site)
The Consumer Financial Protection Bureau has provided this step-by-step guide to help consumers make the best choices along the path to home ownership.
U.S. Department of Housing and Urban Development buying a home (links off-site)
The United States Department of Housing and Urban Development has provided this resource which addresses a number of topics, such as home loans, home inspections, and homeowners insurance, that are critical to the home buying process.