Rulings and AG Opinions

The publications in this section consist of various interpretations, rulings, or opinions either issued by the Department or the Georgia Attorney General.

Declaratory Rulings or Orders:

• Banks: Overdraft Fees Imposed in Connection with Deposit Accounts

• Banks: Preemption of GAFLA by OCC - Effect on State Banks

• Credit Unions: Split Dollar Life Insurance Plans

• Credit Unions: Overdraft Fees Imposed in Connection with Deposit Accounts

• Credit Unions: Preemption of GAFLA by NCUA

• Real Estate Brokerage as an Incidental Power

Select Opinions from the Attorney General:

• 2004-6: Field of Membership for Credit Unions Existing Prior to 1975

• 2003-8: Origination Fees on Loans of $3,000 or Less

• 1979-12: Banks and Political Subdivisions Responsible for Ensuring Protection of Public Funds

• 1974-41: Public Funds Must be Deposited in Banks