Mortgage Brokers, Lenders and Originators

The Department has regulatory authority over certain residential mortgage brokers, lenders, processors, and mortgage loan originators conducting business in Georgia. 

How Do I Apply for a Mortgage License?

Mortgage Loan Originator (MLO) Testing and Education Resources (State-Licensed MLOs)


Georgia's annual license/registration renewal period is between November 1 and December 1.  Late Renewals are permitted between December 2 and December 31.    Incomplete applications will be subject to expiration after December 31.

Please note that the NMLSR federal registration process must be utilized if you are an employee of a bank, bank subsidiary or a credit union.  As required under federal law, residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must register with the registry, obtain a unique identifier from the registry, and maintain their registrations.  Further information regarding the registry and the registration process is available at the registry's website:

Download this pdf file. Q&A - GRMA and SAFE Act Applicability to Real Estate Brokers  - Posted 4/29/2010

Georgia Fair Lending Act (GAFLA) Resources and Information