Georgia Department of Banking and Finance

Welcome to the website of the Georgia Department of Banking and Finance. The Georgia Department of Banking and Finance consists of two divisions:

The Depository division charters, regulates, and examines Georgia state-chartered banks, credit unions, trust companies, and bank holding companies.

The Non-depository division licenses and examines residential mortgage brokers and lenders, mortgage loan originators, consumer installment loan companies, money transmitters, sellers of payment instruments, and check cashers.

Welcome Message from Commissioner Kevin B. Hagler

Quick Links

COVID-19 Bank, Credit Union, and Consumer Resources

The Department continues to collaborate and align oversight practices with the prudential Federal regulators. Numerous operational areas have been and continue to be addressed by the FDIC and NCUA.
Search for Businesses Regulated by the Department

Searches for Banks, Credit Unions, Mortgage Companies and Other Businesses Regulated by the Department
Pay GRMA $10 Per Loan Fees

Georgia Residential Mortgage Act (GRMA) semi-annual reporting and payment process is now available all year!
Access DBF Online Filing and Fee Payment Services

License Certificate

Non-Depository Financial Institution (NDFI) licensees can obtain a copy of their mortgage loan originator (MLO), mortgage broker, mortgage lender, check casher, money transmitter, seller of payment instrument, or installment lender license.
MLO Education & Testing

MLO education and testing resources.
Pay GILA Tax

Georgia Installment Loan Act (GILA) semi-annual Tax payments process is now available all year!
Mortgage, Money Service Businesses, Installment Lenders Renewals

Georgia’s license renewal checklist has been posted to the NMLS Resource Center. Please click the link above to review the checklist for information on the requirements to renew your license, registration and/or branch. To avoid a late fee, please renew between November 1, 2021 and December 1, 2021

At Your Service

DBF E-Verify ID#

Nationwide Multistate Licensing System (NMLS)

NMLS Resource Center

The NMLS Resource Center is the official gateway into the Nationwide Multistate Licensing System & Registry (NMLS) and provides users with tools, tips, news and updates.
NMLS Consumer Access

NMLS® Consumer Access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.

Latest

November 09, 2021

Notice of Proposed Rulemaking and Opportunity to Comment

Pursuant to the provisions of the Georgia Administrative Procedure Act, O.C.G.A. § 50-13-1 et seq., and by the authority of O.C.G.A. §§ 7-1-61, 7-1-607, 7-1-690, 7-1-706.1, and other cited statutes, the Department of Banking and Finance hereby gives notice of its intent to adopt new rules.

October 06, 2021

Final Cease and Desist Order against Ronald Raffield

Atlanta, Georgia – On August 25, 2021, the Georgia Department of Banking and Finance issued an Order to Cease and Desist (“Order”) to Ronald Raffield for engaging in activities in violation of the Georgia Installment Loan Act, O.C.G.A. § 7-3-1 et seq. (“GILA”). The Order became final on September 16, 2021.

July 26, 2021

Department Obtains Court Order Against Reparations Bank and Ramzu Yunus

Atlanta, Georgia – On July 22, 2021, the Superior Court of DeKalb County, Georgia, entered an Order Granting Motion for Default Judgment against Reparations Bank and Ramzu Yunus.

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