Georgia Department of Banking and Finance

Welcome to the website of the Georgia Department of Banking and Finance. Among other responsibilities, we regulate and examine:

Georgia state-chartered banks;
Georgia state-chartered credit unions;
Georgia state-chartered trust companies;
bank holding companies;
merchant acquirer limited purpose banks;
residential mortgage brokers and lenders;
licensed mortgage loan originators;
consumer installment loan companies;
money transmitters;
sellers of payment instruments; and
check cashers.

Please be aware that we do not regulate all financial institutions doing business with Georgia consumers. Some institutions are regulated by the federal government or by another state regulatory agency.

Welcome Message from Commissioner Kevin B. Hagler

Quick Links

COVID-19 Bank, Credit Union, and Consumer Resources

The Department continues to collaborate and align oversight practices with the prudential Federal regulators. Numerous operational areas have been and continue to be addressed by the FDIC and NCUA.
Publications

Information about the Department's publications, press releases and other announcements.
License Certificate

Non-Depository Financial Institution (NDFI) licensees can obtain a copy of their mortgage loan originator (MLO), mortgage broker, mortgage lender, check casher, money transmitter, seller of payment instrument, or installment lender license.
MLO Education & Testing

MLO education and testing resources.
Who We Regulate

Information about what financial institutions and other entities the Department charters, licenses, and/or regulates.
Related Links

Links to other state and federal regulatory agencies and industry trade associations.

How Do I?

Search for Businesses Regulated by the Department

Searches for Banks, Credit Unions, Mortgage Companies and Other Businesses Regulated by the Department
Pay GRMA $10 Per Loan Fees

Georgia Residential Mortgage Act (GRMA) semi-annual reporting and payment process is now available all year!
Pay GILA Tax

Georgia Installment Loan Act (GILA) semi-annual Tax payments process is now available all year!
Access DBF Online Filing and Fee Payment Services

About the Department
Contact Us
Frequently Requested Information

Resources for information such as institution/licensees searches, forms, applications and other common requests.
DBF E-Verify ID#

Nationwide Multistate Licensing System (NMLS)

NMLS Resource Center

The NMLS Resource Center is the official gateway into the Nationwide Multistate Licensing System & Registry (NMLS) and provides users with tools, tips, news and updates.
NMLS Consumer Access

NMLS® Consumer Access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.

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Latest

July 26, 2021

Department Obtains Court Order Against Reparations Bank and Ramzu Yunus

Atlanta, Georgia – On July 22, 2021, the Superior Court of DeKalb County, Georgia, entered an Order Granting Motion for Default Judgment against Reparations Bank and Ramzu Yunus.

July 07, 2021

Notice of Final Rulemaking

The Department of Banking and Finance adopted Final Rules on July 7, 2021. The Rules were filed with the Secretary of State on July 7, 2021 and, pursuant to O.C.G.A. § 50-13-6, will be effective on July 27, 2021, which is twenty (20) days following the filing of the Rules.

June 01, 2021

Notice of Proposed Rulemaking and Opportunity to Comment

Pursuant to the provisions of the Georgia Administrative Procedure Act, O.C.G.A. § 50-13-1 et seq., and by the authority of O.C.G.A. §§ 7-1-61, 7-1-690, 7-3-51, and other cited statutes, the Department of Banking and Finance hereby gives notice of its intent to adopt new rules.

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