Welcome to the website of the Georgia Department of Banking and Finance. Among other responsibilities, we regulate and examine:
- Georgia state-chartered banks;
- Georgia state-chartered credit unions;
- Georgia state-chartered trust companies;
- bank holding companies;
- merchant acquirer limited purpose banks;
- residential mortgage brokers and lenders;
- licensed mortgage loan originators;
- money transmitters;
- sellers of payment instruments; and
- check cashers.
Please be aware that we do not regulate all financial institutions doing business with Georgia consumers. Some institutions are regulated by the federal government or by another state regulatory agency.
The Department is accredited through the Conference of State Bank Supervisors (CSBS) and the National Association of State Credit Union Supervisors (NASCUS). Both of these accreditation programs provide an opportunity and a system to identify opportunities for efficiencies as well as best practices from our state banking and credit union department colleagues across the country.
The Department remains committed to targeting mortgage fraud and unlicensed activity. We will continue to work with federal, state, and local law enforcement and regulatory agencies, the Georgia Real Estate Fraud Prevention & Awareness Coalition, community task forces, and the industry to fight mortgage fraud and unlicensed activity.
We greatly appreciate the strong, positive working relationship we have with all of our stakeholders in the financial industries in Georgia.
Kevin B. Hagler, CEM