How Do I Apply for a Mortgage License?

A mortgage license is required for the following license types:  Mortgage Broker/Processor License, Mortgage Lender License, and Mortgage Loan Originator License.  Any additional Georgia office location outside of the broker’s or lender’s main office does not require a separate license, but it does require branch approval.  Branches fall under the company’s license.

APPLICATION and REQUIREMENTS

•All mortgage license applications must be made through the Nationwide Mortgage Licensing System & Registry (NMLS).  Click HERE to access NMLS.

•Click HERE to access the GA Mortgage License Requirements Checklists in NMLS for more details on the license requirements and what activities can be conducted under each license type.

•NEW APPLICATION FEES

•Mortgage Broker/Processor License - $650 plus additional NMLS fees

•Mortgage Lender License - $1150 plus additional NMLS fees

•Mortgage Loan Originator License - $200 plus additional NMLS fees

•Mortgage Branch Approval - $330 plus additional NMLS fees (Please note that mortgage branches do not have a separate license, but still require Department approval if located in Georgia.  Branches fall under the company’s license.)