Department of Banking and Finance

Department of Banking and Finance

The Georgia Department of Banking and Finance consists of two divisions:

The Depository division regulates and examines Georgia state-chartered banks, credit unions, trust companies, and bank holding companies, merchant acquirer limited purpose banks, and foreign banking organizations.

The Non-depository division licenses and examines residential mortgage brokers and lenders, mortgage loan originators, consumer installment loan companies, money transmitters, and check cashers. In addition, the Non-depository division registers litigation financiers.

A man and woman sitting at a table with papers using a calculator . The words "Rewrite the Deb Narrative" displayed at the top

America Saves Week April 6 - 10, 2026

Day 4 | Thursday, April 9 | Rewrite the Debt Narrative

It's Day Four of America Saves Week! Today is all about rewriting the debt narrative. Debt can feel heavy, like a chapter you’d rather skip, but it’s not the end of your story. It’s just one part of your journey toward financial confidence and freedom.

Every payment, no matter how small, is a win. Each step forward brings you closer to a new kind of freedom. The truth is, tackling debt isn’t about perfection. It’s about progress.

For today, we encourage you to start by taking inventory of your debts, listing balances, interest rates, and due dates. When you’re ready, choose a repayment method that fits your life—like the snowball or avalanche approach.

Today’s Resources:

Rewrite the Debt Narrative: Turning Payments into Power
The True Cost of Credit Card Debt (and How to Take Control)
Buy Now, Pay Later: What You Need to Know Before You Click “Checkout”
5 Easy Steps to Tackle Your Debt While Saving
Debt Repayment Strategies
Debt Repayment Tracker

You have the power to rewrite your financial story—one payment, one page at a time. For more tips, tools, resources, and accountability, including the America Saves pledge, head to AmericaSaves.org today.