Georgia State-Chartered Banks and Credit Unions Closure Procedures
In light of recent inquiries related to COVID-19, the Department would like to remind all Georgia State-Chartered Banks and Credit Unions of emergency closing notification procedures. Georgia Banks and Credit Unions Closure Procedures
While the Department does not have jurisdiction over customers who write bad checks, there are provisions for these charges under Georgia law. These include O.C.G.A Section 13-6-15 concerning civil damages for writing bad checks, Section 16-9-20 regarding deposit account fraud, and 10-1-7, which deals with delinquency charges and other fees.
Section 16-9-20 of the Official Code of Georgia sets out the penalties that may be imposed on someone who writes a check knowing that it will not be honored by the bank. It also sets out the procedures you should follow if someone has written a bad check to you.
NOTE: Access to Georgia law is provided by LexisNexis from the Georgia General Assembly's website. To find one of the Code Sections noted above, go to the Official Code of Georgia (OCGA) and enter the Code Section you want to search for.
Protecting Yourself From Overdraft and Bounced Check Fees (Federal Reserve Board)