Finance Companies / Small Loan Companies

Finance companies and small loan companies that make consumer loans of $3,000 or less are regulated by the Department pursuant to the Georgia Installment Loan Act.  For more information regarding the Department’s regulation of the industry, please visit the Department’s Installment Loan page. Among other items, the Installment Loan page contains guidance on dealing with unlicensed installment lenders. 

For finance companies that make consumer loans over $3,000, the Federal Trade Commission along with the Consumer Financial Protection Bureau have regulatory authority over certain aspects of these loans pursuant to  Regulation Z (Truth in Lending). Please send complaints or questions to:

Federal Trade Commission
1-877-FTC-HELP (1-877-382-4357)
FTC Complaint Assistance
Federal Trade Commission Home Page

Consumer Financial Protection Bureau
PO Box 27170
Washington, DC 20552