Table Template for Bulletin - 1

ACTION ON APPLICATIONS FOR THE MONTH

The following is a summary of official action taken by the Department on certain applications by Georgia state- chartered financial institutions, petitions for certificate of incorporation of financial institutions, and other matters of recent interest:

Applications For New Financial Institutions---

Financial Institution       Approval Date        Effective Date
Better Payments MALPB
Atlanta, Georgia
       Pending         

Applications To Establish a Branch Office

Financial InstitutionBranch Office  Approval Date Effective Date
Southern Bank 
Sardis, Georgia
1312 Professional Drive 
Myrtle Beach, South Carolina 29577  
05/14/202509/08/2025
First Southern Bank 
Waycross, Georgia
221 Ware Street
Blackshear, Georgia 31516
07/01/202409/16/2025
Delta Community Credit Union 
Atlanta, Georgia
1486 Old Salem Road SE
Conyers, Georgia 30013
11/21/202409/16/2025
First Peoples Bank 
Pine Mountain, Georgia
115 Westridge Industrial Blvd
Suite 101
McDonough, Georgia 30253
09/08/2025 
F&M Bank 
Washington, Georgia
5530 Hereford Farm Road
Evans, Georgia 30809
09/09/2025 
Synovus Bank 
Columbus, Georgia
2459 N Main Street
Summerville, SC 29486
09/10/2025 
Bank of Dudley 
Dudley, Georgia
3992 Highway 42
Locust Grove, Georgia 30248
09/12/2025 
Carver State Bank 
Savannah, Georgia
5300 United Drive SE
Smyrna, Georgia 30082
09/15/2025 

Applications To Change Main Office Location

Financial InstitutionChange Location OfApproval DateEffective Date
The Claxton Bank
Claxton, Georgia

From: 
121 West Main Street
Claxton, Georgia 30417

To:
1433 Bernie Anderson Highway                             
Bellville, Georgia 30414

09/26/2025 

Applications For Financial Institution Mergers

SurvivorMerged InstitutionApproval DateEffective Date
Associated Credit Union
Norcross, Georgia
Coca-Cola Federal Credit Union
Atlanta, Georgia                                                 
09/03/2025 
American Bancorp, Inc. 
Macon, Georgia
New Republic Partners, Inc. 
Charlotte, North Carolina
Pending 

Applications To Reserve A Name

Proposed NameCountyApplicantApproval Date 
First City Bank of GeorgiaFultonByron Richardson, President,
Bank Resources, Inc.
2451 Cumberland Parkway Suite 3618
Atlanta, Georgia 30339
09/05/2025 
Cresto BankGwinnettByron Richardson, President,
Bank Resources, Inc.
2451 Cumberland Parkway Suite 3618   
Atlanta, Georgia 30339
09/23/2025 
First City BankFultonByron Richardson, President,
Bank Resources, Inc.
2451 Cumberland Parkway Suite 3618
Atlanta, Georgia 30339 
09/24/2025